Photo: Great grandparents at their farm in Blandinsville, IL, with five of their six children .. my grandpa was yet a twinkle in grandma's eye. Stable boy and governess also pictured. Hodges farm, circa 1903-4
Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Thursday, March 06, 2014

Changing Shopping Habits

Gone are the days of loading up two carts at sprawlmart or Costco.  Why?  Because we don't buy processed foods in boxes.  Instead, our grocery shopping revolves around a weekly trip to town to buy organic produce .. and a monthly trip to Costco for items such as paper goods, coffee and cheese. 
Garden tomatoes are canned

We also purchase from Azure Standard once a month.  This shipment usually contains organic potatoes, boxed apples, dried beans, popcorn, dried fruit, canning supplies, etc.  Meat, eggs, milk are from local sources that are picked up seasonally (meat) and weekly (milk). 

Once your garden beds are in, the rewards of fresh produce are endless.

At the beginning of the month I work out a budget for cash and non cash items.  Groceries are cash .. the utilities, insurance, etc. are non cash.  I start out with all of my grocery money for the month after the budget is finished.  Cash is put in an envelope and has to last until the next budget.  This method takes a few months to become second nature .. but it does cut down on spur of the moment buys when you know you have a limited amount to spend each month.

Now that the Mr. has retired and we've been living on a budget for the past four years, it's much easier to live on retirement income.  Planning and restraint in spending are necessary to live within one's means.  Maybe the gov. could take some tips from retired seniors, ya think?

If you want to get out of debt and live on a budget, check out Dave Ramsey's website.